Olivo Finance OS
Complexity grows.
Olivo starts
with settlement.
Olivo brings finance, commerce, ads, cash timing, and operating data
into one trusted system for faster executive decisions.
your-brand.olivo.finance
Channel net receipts this month
Rules applied
Channel
Sales
Net receipts
Owned mall
100
88
Market A
80
61
Global mall
60
44
30-day cash flow
Forecast
W1
W2
W3
W4
W5
A finance layer built
for Agentic Transformation.
Olivo turns fragmented operating data into a trusted finance layer for daily management signals, workflow automation, and executive intelligence.
Why now
Settlement becomes
the growth bottleneck
As channels multiply, finance work does not scale linearly. Settlement, fees, returns, timing, and files start blocking decisions.
SmartStore
Shopify
Shopee
TikTok Shop
PayPal
Fees / deductions
Payout timing / reserves
Returns / adjustments
FX / VAT
!
No single settlement truth
Different settlement files
Owned mall, marketplaces, offline, and overseas channels each carry different formats, fees, returns, and timing.
Manual close work
Teams spend days every month matching files in spreadsheets, while errors and exceptions are hard to verify.
Unclear real profit
Sales and cash received are not the same. True channel and SKU profitability is often still judged by intuition.
Hiring becomes the fix
Every new channel pushes more operational load onto finance, slowing the pace of growth decisions.
How Olivo works
Managed finance AX,
not a generic SaaS login
Olivo takes responsibility for connection, operation, and verification. We start with the highest-impact workflow, then expand from real operating data.
Go deep on the core
We do not spread shallow features everywhere. Settlement and close are made accurate first, then profitability and forecasting are layered on top.
Operate the workflow
Channel connections, settlement rules, monthly checks, and exception handling are managed by Olivo.
Expand with the team
Priorities are set together, and new capabilities are added in the order that real data proves most useful.
What changes
Finance work changes from reconciliation to judgment
Stop getting held back by settlement. Focus on expansion.
Monthly close
Number accuracy
Profitability
Executive reporting
Organization and staffing
System connection
Current
Collect channel settlement files and match spreadsheets for 5-10 days each month.
Missing, duplicate, and mismatched rows are mixed into the numbers.
Channel and SKU margin is estimated by intuition.
Scattered files are collected again to prepare separate reports.
Every channel expansion creates pressure to add finance headcount.
Excel work has to be touched again before moving into ERP.
After Olivo
Close runs automatically each month; finance reviews exceptions.
Reconciliation confirms net receipts and detects errors automatically.
Weekly profitability is reviewed from settlement-based numbers.
Core numbers arrive every morning where leaders already work.
The same team can handle more channels with controlled workflows.
Outputs are prepared in a form that can move directly into ERP.
As a result, teams can expand channels without adding finance headcount just to keep up with settlement work.
What gets built
The operating outputs
finance can actually use
Olivo reconciles raw channel files, applies operating rules, and turns them into numbers teams can review, report, and act on.
Operating clarity
One shared view
for finance and business data
Connect sales, payments, ads, inventory, payroll, tax, and cash timing
into a daily operating record. Every number keeps its source, date, unit, and business context.
Normalized Daily Facts
Fresh today
Revenue
₩1.28B
▲ 12.4% vs yesterday
Ad spend
₩214M
▲ 8.1% spend pacing up
Variable cost
₩392M
▼ 3.2% better vs revenue
Tax reserve
₩86M
▲ 1.8% month-end basis
Inventory risk
7 SKUs
▼ 2 SKUs cleared
Cash gap
₩121M
▲ 6.4% needs settlement check
CFO decision queue
Decision pending
Approve
Shift 12% of spend to campaigns above contribution ROAS.
Review
Resolve settlement mismatch before weekly close.
Notify
Send cash runway brief to CEO and finance lead.
Executive intelligence
From raw data
to executive-ready decisions
Olivo converts operating data into concise signals for CEOs, CFOs,
and teams making high-frequency decisions.
Workflow automation
Less manual reporting.
More verified action.
Reconciliation, reports, forecasts, and review packets are prepared
with source traces, blockers, and approval states.
01
Connect
Commerce, ads, bank, tax, and HR feeds.
02
Normalize
Source, date, currency, unit, and owner.
03
Signal
Daily executive brief and action queue.
Why Olivo
Olivo is shaped around how companies actually operate: configurable finance workflows, a clear market role, and a team that understands both numbers and systems.
Market position
Between dashboards,
outsourcing, and enterprise AX
Olivo sits where finance accuracy and operating decisions meet: deeper than a chart tool, more productized than manual outsourcing, and lighter than enterprise transformation.
Analytics SaaS
Shows contribution and ROAS charts, but not reconciled settlement and cash numbers.
Finance outsourcing
Handles close and cashflow work, but channel and SKU decision signals remain separate.
Olivo Finance AX
Combines accurate settlement, channel/SKU profitability, and recurring operating review.
Enterprise AX
High-trust transformation, but with larger implementation scope and slower adoption.
Team
Built by people
who know the numbers and the systems
Olivo brings together finance professionals from global investment banks, founders with commerce operating experience, and software builders who have scaled and exited companies.
Finance discipline
Global investment banking and capital markets experience shape how numbers are modeled and verified.
Commerce operating context
The team has worked directly with cross-border commerce, marketing, and channel operations.
Software execution
Experienced builders bring large-scale product engineering, automation, and company-building discipline.
Backed by
Altos Ventures · Neoclassic Capital · Woori Technology Investment, and others
Additional angels include operators and investors from Palantir, Goldman Sachs, Morgan Stanley, and IMM.
Security by design
Finance data needs
careful controls
Olivo uses official connections, limited permissions, isolated customer environments, and traceable processing so sensitive finance data is handled carefully at every step.
Official connections first
OAuth and official APIs are prioritized. When files are required, transfer routes are separated from everyday communication channels.
Customer-level isolation
Each customer’s credentials, raw files, warehouse tables, and dashboards are separated by project boundary.
Least-privilege access
Only the permissions required for the agreed workflow are requested, and access can be revoked or rotated by source.
Traceable processing
Source, date, unit, freshness, and transformation history remain visible so numbers can be audited instead of guessed.
Build your finance layer
with Olivo
Start with the highest-impact workflow,
then expand into daily reporting, automation, and executive intelligence.
Service starts after validation
After the initial connection and validation work, only the operating scope you need continues monthly.
Initial partner setup
We define the channels, source data, settlement rules, and validation scope,
then build the first operating layer.
Transition into monthly operation
After validation, settlement, review, and reporting continue monthly,
with the operating scope adjusted as needed.
Limited-time benefit
Contact Olivo
For every brand that joins through your introduction, we accrue a special benefit for your company.
Details are shared by inquiry.